1. Acceptance of Terms
By accessing or using The Cash Genie website ("Service"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use our Service.
We reserve the right to update these Terms at any time. Continued use of the Service after changes constitutes acceptance of the modified Terms.
2. Description of Service
The Cash Genie provides:
- Credit card and loan comparison tools and information
- Personalized card and loan recommendations
- Rewards calculators and financial tools
- Educational content about credit cards and personal finance
- Links to third-party credit card applications
Our Service is for informational purposes only and should not be considered financial advice.
3. User Accounts
To access certain features, you may need to create an account. You agree to:
- Provide accurate and complete registration information
- Maintain the security of your account credentials
- Notify us immediately of any unauthorized access
- Accept responsibility for all activities under your account
We reserve the right to suspend or terminate accounts that violate these Terms.
4. Not Financial Advice
Important: The information provided on The Cash Genie is for general informational and educational purposes only. It is not intended to be, and should not be construed as, financial, legal, or tax advice.
Before making any financial decisions, including applying for credit cards, we recommend consulting with qualified financial professionals who can consider your specific circumstances.
5. Third-Party Links and Services
Our Service contains links to third-party websites, including credit card issuers. We are not responsible for:
- The content, accuracy, or availability of third-party sites
- Products or services offered by third parties
- Your interactions or transactions with third parties
Your use of third-party services is governed by their respective terms and policies.
6. Accuracy of Information
We strive to provide accurate, up-to-date information about credit cards. However:
- Credit card terms, rates, and benefits change frequently
- We cannot guarantee the accuracy of all information at all times
- Always verify terms directly with the card issuer before applying
7. Intellectual Property
All content on The Cash Genie, including text, graphics, logos, and software, is our property or licensed to us and is protected by intellectual property laws.
You may not:
- Copy, modify, or distribute our content without permission
- Use our trademarks without written consent
- Scrape or automatically collect data from our Service
- Reverse engineer any part of our Service
8. Prohibited Conduct
You agree not to:
- Use the Service for any illegal purpose
- Attempt to gain unauthorized access to our systems
- Interfere with or disrupt the Service
- Submit false or misleading information
- Impersonate others or misrepresent your affiliation
- Use automated systems to access the Service without permission
9. Disclaimer of Warranties
THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.
We do not warrant that the Service will be uninterrupted, error-free, or secure.
10. Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE CASH GENIE AND ITS AFFILIATES SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING FROM YOUR USE OF THE SERVICE.
Our total liability for any claims arising from these Terms shall not exceed the amount you paid us (if any) in the twelve months preceding the claim.
11. Indemnification
You agree to indemnify and hold harmless The Cash Genie and its affiliates from any claims, damages, or expenses arising from your use of the Service or violation of these Terms.
12. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the United States, without regard to conflict of law principles.
13. Contact Information
For questions about these Terms, please contact us at:
📧 Email: legal@thecashgenie.com