Summary
The Cash Genie is an independent, advertising-supported comparison service. Many of the credit card offers that appear on this site are from companies from which we receive compensation. This compensation may impact how and where products appear on this site, including, for example, the order in which they appear within listing categories.
However, this compensation does not influence the information we publish, or the reviews and ratings that you see on this site. We do not include all credit card companies or all available credit card offers.
How We Make Money
The Cash Genie earns revenue primarily through affiliate marketing. Here's how it works:
- We provide information and tools to help you compare credit cards and loans
- When you click "Apply Now" or similar links, you're directed to the card issuer's website
- If you apply and are approved, we may receive a referral fee from the issuer
This business model allows us to provide our services free of charge to you. You never pay more for a credit card because you clicked through our site.
How Compensation May Affect Our Site
Advertising compensation may influence:
- Product placement: Where cards appear on the page or in lists
- Featured products: Which cards are highlighted in promotional spots
- Coverage decisions: Which products we choose to review or feature
What Compensation Does NOT Influence
- The accuracy of card information (terms, rates, features)
- Our editorial reviews and opinions
- User ratings and reviews
- Our quiz and recommendation algorithm results
Our Commitment to You
✓ We Show Cards Without Affiliate Relationships
Our database includes cards from which we receive no compensation. We believe you should know about good products regardless of whether they pay us.
✓ We Present Honest Information
Every card listing includes both benefits and drawbacks. We won't hide a card's weaknesses just because it pays well.
✓ We Base Recommendations on Your Needs
Our card finder quiz and rewards calculator analyze your spending patterns to suggest cards that genuinely fit your lifestyle—not cards that maximize our revenue.
✓ We Disclose Our Relationships
You'll see advertiser disclosure notices throughout our site. We're transparent about how we make money.
Credit Card Issuers We Work With
We have affiliate relationships with many major credit card issuers, which may include:
- American Express
- Bank of America
- Capital One
- Chase
- Citi
- Discover
- Wells Fargo
- And others
The specific issuers we partner with may change over time.
Cards We Don't Feature
We do not feature all credit cards in the market. Factors that may lead us to exclude a card include:
- Lack of information from the issuer
- Cards not widely available to the general public
- Cards with predatory terms or practices
- Regional or limited-distribution cards
Other Advertising on Our Site
In addition to credit card affiliate links, you may see:
- Display advertisements: Banner ads and other display advertising
- Personal loan offers: Similar affiliate relationships with loan providers
- Sponsored content: Clearly labeled as sponsored or promotional
Questions?
If you have questions about our advertising relationships or how we make money, please contact us at hello@thecashgenie.com.
For more details about our revenue model, see our How We Make Money page.