Introduction
The Cash Genie ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website thecashgenie.com ("Site") and use our services.
Please read this policy carefully. By using our Site, you consent to the practices described in this Privacy Policy.
Information We Collect
Information You Provide
We may collect information you voluntarily provide, including:
- Account Information: Name, email address, and password when you create an account
- Profile Information: Spending preferences, credit score range, and card preferences from our quiz
- Communications: Information in emails or messages you send us
- Newsletter: Email address if you subscribe to our updates
Information Collected Automatically
When you visit our Site, we may automatically collect:
- Device Information: Browser type, operating system, device type
- Usage Data: Pages visited, time spent, click patterns
- Location Data: General geographic location based on IP address
- Cookies: Small data files stored on your device (see Cookie Policy below)
How We Use Your Information
We use collected information to:
- Provide, maintain, and improve our services
- Personalize your experience and card recommendations
- Send you updates, newsletters, and marketing communications (with your consent)
- Respond to your inquiries and provide customer support
- Analyze usage patterns to improve our Site
- Detect and prevent fraud or security issues
- Comply with legal obligations
How We Share Your Information
We may share your information with:
Service Providers
Third parties who help us operate our Site, including hosting providers, analytics services, and email delivery services.
Business Partners
When you click on affiliate links and apply for credit cards, the card issuer receives your application information directly. We do not share your personal information with card issuers before you click to apply.
Legal Requirements
We may disclose information if required by law, court order, or government request, or to protect our rights or the safety of others.
Business Transfers
In connection with a merger, acquisition, or sale of assets, your information may be transferred to the acquiring entity.
We do not sell your personal information to third parties.
Cookie Policy
We use cookies and similar technologies to:
- Remember your preferences and login status
- Analyze how visitors use our Site
- Deliver relevant advertisements
- Track affiliate referrals
Types of Cookies We Use
- Essential Cookies: Required for the Site to function properly
- Analytics Cookies: Help us understand how visitors interact with our Site
- Marketing Cookies: Used to track visitors across websites for advertising purposes
- Affiliate Cookies: Track when users click on affiliate links
You can control cookies through your browser settings. Note that disabling certain cookies may affect Site functionality.
Data Security
We implement appropriate technical and organizational measures to protect your information, including:
- Encryption of data in transit (HTTPS)
- Secure password hashing
- Regular security assessments
- Access controls for employee access to data
However, no method of transmission over the Internet is 100% secure. We cannot guarantee absolute security.
Data Retention
We retain your information for as long as:
- Your account remains active
- Needed to provide you services
- Required by law or for legitimate business purposes
You may request deletion of your account and associated data at any time.
Your Rights and Choices
Depending on your location, you may have the right to:
- Access: Request a copy of your personal information
- Correction: Request correction of inaccurate information
- Deletion: Request deletion of your information
- Portability: Receive your data in a portable format
- Opt-out: Unsubscribe from marketing communications
- Withdraw Consent: Where processing is based on consent
To exercise these rights, contact us at privacy@thecashgenie.com.
California Privacy Rights (CCPA)
California residents have additional rights under the California Consumer Privacy Act, including:
- Right to know what personal information is collected
- Right to know if personal information is sold or disclosed
- Right to opt-out of the sale of personal information
- Right to non-discrimination for exercising privacy rights
We do not sell personal information as defined by the CCPA.
Children's Privacy
Our Site is not intended for children under 18. We do not knowingly collect information from children. If you believe we have collected information from a child, please contact us immediately.
Third-Party Links
Our Site contains links to third-party websites, including credit card issuers. This Privacy Policy does not apply to those sites. We encourage you to review the privacy policies of any third-party sites you visit.
Changes to This Policy
We may update this Privacy Policy from time to time. We will notify you of material changes by posting the new policy on this page and updating the "Last updated" date.
Contact Us
For questions about this Privacy Policy or our privacy practices, contact us at:
📧 Email: privacy@thecashgenie.com