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Find Your Perfect Credit Card in Minutes

Stop leaving money on the table. Our smart matching algorithm finds cards that maximize your rewards based on how you actually spend.

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M
K
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★★★★★
•••• •••• •••• 4242
5% Cash Back
•••• •••• •••• 8888
3x Travel Points
•••• •••• •••• 1234
$300 Bonus
$847 Avg. annual savings
150+ Cards compared
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Finding Your Perfect Match

The right card isn't about prestige—it's about fit. Your ideal card should work as hard as you do, rewarding the way you naturally spend and helping you reach your goals faster.

Here's what actually matters when you're comparing:

  • Annual fees vs. rewards value - ensure the benefits outweigh the costs
  • Interest rates (APR) matter if you carry a balance month-to-month
  • Rewards categories should match where you spend the most
  • Sign-up bonuses can provide significant initial value
  • Foreign transaction fees are important for international travelers

The Rewards Game, Explained

Not all rewards are created equal. Understanding the difference can mean hundreds—or thousands—of extra dollars in your pocket each year.

Cash Back is pure simplicity. Earn 1-5% back and redeem instantly. No math, no transferring points, no headaches.

Travel Rewards are where the magic happens. Premium cards unlock lounges, elite status, and flights worth 2-3x what you'd pay in points. Perfect for wanderlusters.

Flexible Points give you options—transfer to airlines, book travel, or cash out. Best for those who like to keep their options open.

How to Maximize Your Credit Cards

💡

Pay in Full Monthly

Avoid interest charges by paying your statement balance in full each billing cycle.

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Match Cards to Spending

Use category-specific cards for purchases. Dining card for restaurants, travel card for flights.

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Track Bonus Categories

Some cards rotate 5% categories quarterly. Activate and track them for extra rewards.

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Use Card Benefits

Many cards include price protection, extended warranties, and travel insurance. Check your benefits.

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Monitor Utilization

Keep credit utilization below 30% to maintain a healthy credit score.

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Plan Bonus Spending

Time new card applications around large purchases to help meet sign-up bonus requirements.

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